Introduction
If you’re looking for a credit card that offers cash back rewards, you might want to consider the Citi card. With the Citi card cash back calendar 2024, you can earn rewards on purchases you make throughout the year. In this article, we’ll take a closer look at how the calendar works and what you need to know to make the most of it.
What is the Citi Card Cash Back Calendar?
The Citi card cash back calendar is a schedule of bonus categories that change each quarter. When you use your Citi card to make purchases in these categories, you’ll earn cash back rewards. For example, one quarter might include bonus rewards for purchases at grocery stores, while another quarter might offer bonus rewards for purchases at gas stations or restaurants.
How do I know what the bonus categories are?
You can find the bonus categories listed on the Citi card cash back calendar. You can also check your account online or through the Citi mobile app to see what the current bonus categories are.
How much cash back can I earn?
The amount of cash back you can earn depends on the bonus categories and how much you spend. For example, you might earn 5% cash back on up to $1,500 in purchases in a bonus category. That means you could earn up to $75 in cash back rewards for that quarter.
How to Make the Most of the Citi Card Cash Back Calendar
To make the most of the Citi card cash back calendar, it’s important to plan ahead and maximize your rewards. Here are a few tips:
1. Keep track of the bonus categories
Make sure you know what the current bonus categories are and plan your purchases accordingly. For example, if the bonus category is restaurants, you might want to plan to eat out more often during that quarter to earn more cash back rewards.
2. Use your Citi card for everyday purchases
Even if a purchase doesn’t fall into a bonus category, you can still earn cash back rewards. Make sure you’re using your Citi card for all your everyday purchases to maximize your rewards.
3. Pay your balance in full each month
To avoid paying interest on your purchases, it’s important to pay your balance in full each month. This will also help you maximize your rewards by avoiding interest charges.
4. Consider pairing your Citi card with another rewards card
If you have another rewards card, you might want to consider using it for purchases that don’t fall into the bonus categories on the Citi card cash back calendar. This will help you earn even more rewards on your purchases.
Conclusion
The Citi card cash back calendar can be a great way to earn rewards on your purchases throughout the year. By keeping track of the bonus categories, using your card for everyday purchases, paying your balance in full each month, and considering pairing your Citi card with another rewards card, you can maximize your rewards and get the most out of your Citi card.
Question and Answer
Q: Can I earn cash back rewards on all purchases with my Citi card?
A: Yes, you can earn cash back rewards on all purchases with your Citi card, even if they don’t fall into a bonus category.
Q: How do I redeem my cash back rewards?
A: You can redeem your cash back rewards for statement credits, checks, gift cards, or charitable donations. You can also use your rewards to pay for purchases directly at select merchants.
Q: Is there a limit to how much cash back I can earn?
A: Yes, there is usually a limit to how much cash back you can earn in bonus categories each quarter. Make sure you check the Citi card cash back calendar to see what the limit is for each quarter.