Introduction

Citi Dividend is one of the most popular cash back credit cards on the market. It offers great cash back rewards for everyday purchases, including gas, groceries, and dining. But to take full advantage of these rewards, you need to know the Citi Dividend Cash Back Calendar for the upcoming year.

What is the Citi Dividend Cash Back Calendar?

The Citi Dividend Cash Back Calendar is a schedule of the bonus categories for the Citi Dividend credit card. Each quarter, the card offers 5% cash back on specific categories of purchases, up to a maximum of $300 cash back per year.

What are the Bonus Categories for 2024?

The bonus categories for 2024 have not been announced yet. However, based on previous years, we can expect the categories to include gas, groceries, dining, and possibly home improvement stores, airlines, and hotels.

How to Maximize Your Rewards

When Should You Use Your Citi Dividend Card?

To maximize your rewards, you should use your Citi Dividend card for purchases in the bonus categories. For example, if gas is a bonus category for the quarter, use your Citi Dividend card to pay for your gas purchases. This will earn you 5% cash back, up to $300 per year.

What Are Some Tips for Maximizing Your Rewards?

Here are some tips for maximizing your Citi Dividend rewards: – Keep track of the bonus categories and use your card accordingly. – Use your card for all eligible purchases, even small ones. – Pay your balance in full each month to avoid interest charges. – Consider pairing your Citi Dividend card with another cash back card to earn even more rewards.

FAQs

Is the Citi Dividend Card Worth It?

Yes, the Citi Dividend card is worth it if you use it for purchases in the bonus categories. The card offers 5% cash back on these purchases, which can add up to significant savings over the course of a year.

What is the Annual Fee for the Citi Dividend Card?

The Citi Dividend card does not have an annual fee.

Can I Redeem My Cash Back Rewards for Anything?

Yes, you can redeem your cash back rewards for statement credits, gift cards, or checks.

What Happens if I Go Over the $300 Cash Back Limit?

If you go over the $300 cash back limit, you will not earn any additional cash back for purchases in the bonus categories. However, you will still earn 1% cash back on all other purchases.