If you’re a Discover cardholder, you know that the card offers a unique feature called the 5% cashback program. This program allows you to earn 5% cashback on select categories that change each quarter. In this article, we’ll be discussing the Discover Card 5 Calendar for 2024, so you can plan ahead and maximize your cashback rewards.

What is the Discover Card 5% Cashback Program?

The Discover Card 5% Cashback Program is a rewards program that offers cardholders 5% cashback on select categories that change every quarter. These categories include things like grocery stores, gas stations, restaurants, and more. To qualify for the 5% cashback, you must activate the offer each quarter, and there is a spending limit of $1,500 per quarter.

What are the Categories for 2024?

The categories for the Discover Card 5% Cashback Program for 2024 have not been announced yet. However, based on previous years, we can make some educated guesses. For example, in the past, the program has included categories like gas stations, grocery stores, restaurants, and online shopping. It’s important to keep in mind that these categories are subject to change, so be sure to check the Discover website for the most up-to-date information.

When Will the Categories be Announced?

The categories for the Discover Card 5% Cashback Program are usually announced a few weeks before the start of the quarter. For example, the categories for Q1 2023 were announced in December 2022. We can expect a similar timeline for 2024, so be sure to check the Discover website in the weeks leading up to the start of each quarter.

How Can I Activate the Offer?

To activate the Discover Card 5% Cashback offer, simply log in to your account and navigate to the “Rewards” section. From there, you should see an option to activate the offer for the current quarter. Be sure to activate the offer before making any purchases to ensure you receive the 5% cashback.

What is the Spending Limit?

The spending limit for the Discover Card 5% Cashback Program is $1,500 per quarter. This means that you can earn a maximum of $75 cashback per quarter. If you exceed the spending limit, you will still earn cashback, but it will be at the regular rate of 1%.

Can I Use the 5% Cashback with Other Offers?

Yes, you can use the Discover Card 5% Cashback offer with other offers, such as coupons and promo codes. This means that you can save even more money on your purchases.

What Happens if I Forget to Activate the Offer?

If you forget to activate the Discover Card 5% Cashback offer for a quarter, you will not receive the 5% cashback. However, you can still activate the offer later in the quarter and receive cashback for the remainder of the quarter.

How Can I Maximize my Cashback Rewards?

To maximize your cashback rewards, it’s important to plan ahead and be strategic with your purchases. For example, if the category for a quarter is grocery stores, consider stocking up on non-perishable items that you will use throughout the year. Additionally, consider using your Discover card for large purchases, such as electronics, to earn more cashback.

Conclusion

The Discover Card 5 Calendar for 2024 offers cardholders the opportunity to earn 5% cashback on select categories each quarter. By planning ahead and being strategic with your purchases, you can maximize your cashback rewards and save even more money. Be sure to activate the offer each quarter and check the Discover website for the most up-to-date information on the categories.